LEGAL NOTE

1. Site property

The present site is Hauteville Insurance Company Limited property, which registered offices are :

28 Cornet Street St peter Port GUERNSEY Channel Islands GY1 4PL

2. Site contents

What is meant by site contents are : the general structure, the texts, the animated or non- animated pictures and the sounds of which the site is composed.

Any total or partial representation of this site and its contents, by any process, without Hauteville Insurance Company Limited prior authorization, is forbidden and would constitute a counterfeit punished by the articles L335-2 and next of the French Intellectual Property Code.

3. Expat-hic.com site contents using license

By the single fact of his connection to the expat-hic.com site, the user acknowledge accepting from HIC a site contents using license strictly limited to the following imperative conditions :

• This non-exclusive license is not transmissible ;
• The right of use conferred to the user is personal and private : It means that any reproduction of the site contents, on any media, for collective or professional use, even internally within a company, is prohibited. Similarly, any communication of these contents by electronic way, even broadcast on the company intranet or extranet is prohibited.
• This use includes only the permission to reproduce the content in one copy for storage on single work station screen for the purposes of representation for copy of saving and printing.
• Any other use is submitted to the prior authorization of Hauteville Insurance Company Limited. The violation of these arrangements submits the offender and any responsible person to the penal and civil penalties as provided for by the French Law.

For any information and request for paper and electronic reproduction : webmaster@hic-expat.com

4. Law applying to computerised information, files and freedom

In accordance with the French Law, within the context of the article 34 from the law of the January 6^th 1978, you have a right of access, change, amendment and removal of data that relates to you and that you have transferred to our company. You can do this by sending us an Email at : webmaster@hic-expat.com

5. Hypertext links

The hypertext links put on this web site towards others resources on the internet network, cannot bind Hauteville Insurance Company Limited for any liability.

You may establish an hypertext link between your site and expat-hic.com site.

As soon as the link with expat-hic.com has been created, we require you to :

1. Inform us by mail (webmaster@hic-expat.com).
2. Locate our site in a new window, expat-hic.com cannot be integrated in third sites parties.