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Expatriate employees, whatever their nationality,
and their family members whatever their country of residence may be insured
under the Plan.
 There are two
levels of health benefits available : basic, comfort.
The two levels provide to you :
Medical insurance
supplements the local legal plans and replaces them when such facility
is not available.
Choice of three
geographical zones of cover
- Worldwide
- Worldwide excluding USA and Canada, Japan, Switzerland, Israel
- Worldwide excluding Austral Asia and North America
Comprehensive
cover including :
- hospitalisation
- outpatient medical expenses
- dental care
- vision care
Reimbursements are the following :
| Hospitalisation |
first slice of expenses |
second slice of expenses |
subsequent expenses |
| |
100 % |
75 % |
100 % |
| Outpatient |
global expenses |
| |
90 % |
| Dental |
basic dentistry |
major dentistry (with
limits) |
| |
90 % |
50 % |
| Vision |
global expenses |
| |
90 % with a yearly
limit |
| Reimbursement limits are : |
Basic
|
Comfort
|
|
per plan member per calendar year
|
US $ 40,000
|
US $ 250,000
|
|
per person insured, regardless of how long they have been enrolled
in the plan
|
US $ 1,000,000
|
US $ 1,000,000
|
Health coverage reimburses:
| |
Basic
|
Comfort
|
|
The cost of in patient expenses
|
100% from 0 to US $1,000
|
100% from 0 to US $1,000
|
| 75% from
US $1,000 to US $5,000 |
75% from
US $1,000 to US $5,000 |
| 100 % in
excess of US $ 5,000 for a hospital stay of less than 180 days |
100 % in
excess of US $ 5,000 for a hospital stay of less than 180 days |
| 80 % for
all hospital stays in excess of 180 days. |
80 % for
all hospital stays in excess of 180 days. |
|
Outpatient expenses
|
90 % of actual expenses
|
90 % of actual expenses
|
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Dental care
|
90 % of expenses for routine care
|
90 % of expenses for routine care
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| 50 % for
major care to US $ 2,000 per year and US $ 400 per tooth treated.
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50 % for
major care to US $ 2,000 per year and US $ 500 per tooth treated |
|
Vision
|
90 % of actual expenses, subject to a maximum
of US $ 400 per year
|
90 % of actual expenses, subject to a maximum
of US $ 500 per year
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The Medical insurance is available to expatriate employees
already insured for Life : basic, comfort, tailor made.
If you want only Health Care insurance, Allianz
Worldwide Care, an another company of the Allianz Group can help you.
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