FLEXIBILITY

H.I.C. offers 3 levels of coverage for expatriate employees :

The "tailor made" policy , tailored to perfectly fit your life insurance and disability needs.

4 packages coverage are available :

The disability and health insurance are available to each employee already insured under one of the Life insurance : basic, comfort or tailor - made

3 reference zones :

Costs are calculated on the basis :

High professional standards, Expert counsel, Assistance : H.I.C.’s experts are there to make things easier for you.

H.I.C.'s mission is to reduce (partially or totally) the difference between the benefits to which expatriates are entitled in their home country and those provided in their country of residence.

H.I.C. is flexible, and can deliver customized solutions that fit your company's needs. Our flexibility comes from our experts' ability to listen. For example, if your company has an international human resources policy, H.I.C. can supplement local coverage.

Insurance for expatriate employees can be complex. Our goal is to make it simpler, and reduce management and monitoring costs while ensuring compliance with your company’s employment and benefits policy.

Flexibility and rapid turn around : H.I.C.'s expert provide comprehensive and rapid support for your clients

If you are a broker, keep in mind that premiums may be quoted net of commissions, thus leaving you free to negociate your fee with the client on the basis of your role in devising the package and subsequent client follow-up.

If you are a consulant, you can count on us to analyze and respond quickly to requests for proposal.