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There are three levels of disability benefits
available :
The three levels offer a comprehensive cover
to you :
 the
disability insurance is valid 24 hours a day. It covers occupational
and non-occupational causes of disability ;
the
only exclusions are the active
participation in war or warlike operations, the self inflicted injury
or disability ;
Accidental
disability caused by or as a result of the consumption of alcohol
or drugs, the participation in professionnal exceptional danger,
the own criminal act is covered by the payment of non-accidental
benefits.
The disability insurance is available to
each employee already insured under one of the Life insurance :
basic, added comfort or tailor-made.
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